Residential Mortgages

Your wealth protection and one stop mortgage consultancy.

Your Home

Buying your first home can be a daunting experience, even buying your second or third can be a stressful time. 3Q mortgage consultants are not here to sell you a mortgage, we are here to understand your unique circumstances, and your financial property goals and provide a holistic financial view on the next step of your property journey.

We will offer an unbiased view and suggestions around possible lenders and products and work with you on moving or buying your next home. 3Q represents the whole of the market (all lenders, banks and building societies with tier 1 & 2/3 lenders), as we are also Directly Authorised by the FCA we are not bound to any network.

We don’t just look for the cheapest solution we combine this with the best approach to your mortgage, your personal circumstances and your future goals

Whole Market Access

Representing the entire market, including all tiers of lenders from banks to building societies, 3Q Financial stands as a Directly Authorised entity by the FCA, free from network constraints. This independence allows us to provide unbiased suggestions on potential lenders and products, ensuring you receive the best possible options without any limitations.

Directly FCA Authorised

Being Directly Authorised by the Financial Conduct Authority (FCA) sets us apart in the financial services industry. This status provides us with the autonomy to operate independently, free from any ties to specific networks or affiliations. It empowers us to offer unbiased advice and tailor our services directly to the needs of our clients without external influences.

No Broker Fee

To start your home-buying journey with confidence, 3Q Financial offers a free consultation to discuss your mortgage needs. We take pride in our no broker fee policy, which means we do not charge our clients a fee (we only receive a commission from the lender after your mortgage is secured) ensuring that our expert advice is accessible to all.

More Than Mortgages

Our consultants go beyond merely selling a mortgage; they are dedicated to understanding your individual financial landscape. By assessing your unique circumstances and property goals, we offer bespoke guidance that encapsulates all aspects of your financial situation, ensuring the advice we give helps you make the best decisions for your future.